We see small contract updates every year, but this round brought a few larger shifts that everyone should pay attention to. Let’s walk through the three, I believe, that matter most. Let’s dive in! 👨‍💻

At the start of 2025, it felt like everyone was waiting for the housing market to do something dramatic, whether that was a crash, surge, freeze, pick your headline.

This video takes a clear look at the rising discussions around 50-year mortgage products and how they could reshape the U.S. housing landscape. It examines what happens when mortgage terms stretch longer than ever — and how that affects buyers, equity, and long-term affordability.

According to Zillow, the number of homes for sale nationally is up about 15% year-over-year, offering buyers more choices than in recent falls. With that increase in supply, homes are taking slightly longer to sell—in August, the typical listing found a buyer about 27 days after hitting the market, roughly a week longer than this time last year.